Home improvement liability insurance, also known as contractor liability insurance, is a crucial coverage for contractors to protect themselves from potential lawsuits and financial losses. It provides coverage for accidents, injuries, illnesses, and damages that may occur to other people during the course of a project. General liability insurance is a common type of contractor liability insurance that covers lawsuits related to property damage, bodily injury, illness, reputation injury, and copyright infringement. However, it may not cover injuries or illnesses to employees, damage to the contractor’s own property, economic damages to a third party, or data breaches. In addition to
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