Your existing homeowners insurance policy may cover some renovations, but any significant updates and upgrades could leave you underinsured during and after the work. It’s important to verify with your agent if your current coverage protects you financially during and after a renovation. If needed, consider increasing your liability coverage limits and speak with your agent about updating your policy before starting the renovation. Key Takeaways: Not all home improvements may be covered by your existing homeowners insurance policy. Significant updates and upgrades may require additional coverage. Verify with your insurance agent if your current policy protects you financially during
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